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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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Personal Loan Information
Additional Loan Information
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Address
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Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I am eligible to join because I (or my family) live, work, worship, attend school, or volunteer in the following KY county:
I am eligible to join because my immediate family member is a current member or eligible for membership.
If I am not approved for the above loan product,
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Required Products
Select at least one of the following products required for membership
Regular Savings Account

Unlimited withdrawals
Dividends are paid and compounded quarterly based on your average daily balance
Convenient Payroll Deduction for easy saving
No monthly service fees

Click here to see current rates

APY: 0.15% Min Deposit: $5.00


You may select one of the following products
Available Products
15 Month CD Special 2022

Will only be offered for a limited time
Dividends are paid monthly and are based on the daily balance method
$1,000 minimum deposit required
No maximum deposit limit
No limit on number of CDs that can be opened per member/SSN
Early withdrawal penalties apply
Excludes IRA certificates
At maturity will rollover to 12-month certificate at standard rate

Click here to see current rates.

APY: 4.25% Min Deposit: $1,000.00

6 Month CD Special 2023

Will only be offered for a limited time
Dividends will be paid monthly and are based on the daily balance method
$1,000 minimum deposit required
No maximum deposit limit
No limit on # of CDs that can be opened per member or SSN
Early Withdrawal Penalties Apply
Renews to standard rate 6-month certificate at maturity

APY: 4.50% Min Deposit: $1,000.00

6 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates.

APY: 2.15% Min Deposit: $1,000.00

12 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 2.40% Min Deposit: $1,000.00

18 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 2.50% Min Deposit: $1,000.00

24 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 2.60% Min Deposit: $1,000.00

36 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 2.95% Min Deposit: $1,000.00

48 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.00% Min Deposit: $1,000.00

60 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.20% Min Deposit: $1,000.00

Round-UP Checking

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Min Deposit: $0.00

CommonWealth Checking

No minimum balance or monthly fees
All balances earn dividends based on the average daily balance, paid and compounded monthly

Click here to see current rates

APY: 0.10% Min Deposit: $0.00

Regular Savings

Unlimited withdrawals
No monthly service fee
Automatic deposits from other institutions or payroll deduction for easy savings
Dividends are paid and compounded quarterly based on your average daily balance

Click here to see current rates

APY: 0.15%

Christmas Savings

Payroll deductions, automatic deposits or make deposits on your own
Dividends are paid and compounded monthly based on your average daily balance
A quarterly statement is provided for your convenience
Funds can be transferred to your primary savings or checking account (your choice) the first of October in time for early Christmas shopping!

Click here to see current rates

APY: 0.15% Min Deposit: $0.00

Vacation Club

Payroll deductions, automatic deposits or make your own deposits
Dividends are paid and compounded monthly based on your average daily balance
Two withdrawals are allowed per year; a $5 fee is assessed for each additional withdrawal.

Click here to see current rates.

APY: 0.15% Min Deposit: $0.00

Hideaway Savings

Rewarded every three months for making regular monthly deposits of $50
Earn up to $25 per year
No dividends will be paid

Click here to see the full account disclosure for this product.

Money Market

Unlimited deposits
Dividends paid on accounts that meet minimum balance requirement
No monthly service fees as long as minimum balance is maintained
Federally Insured
*Other restrictions may apply. Contact Commonwealth Credit Union for complete details

Click here to see current rates

Max APY: 0.85% Min Deposit: $2,500.00

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Please answer question(s) below
I certify under penalties of perjury that: (i) I am a US citizen or other US person, (ii) the Social Security Number (SSN)/Employer Identification Number (EIN) shown is my/the correct identification number and (iii) I am NOT, unless designated below, subject to backup withholding because I am exempt or I have not been notified by the IRS that I am subject to backup withholding as a result of a failure to report all dividends or interest, or because the IRS has notified me that I am no longer subject to backup withholding. *
Are you currently or have you ever been a Politically Exposed Person (PEP) or a senior political figure?*
Is your physical address the address listed on your form of identification?
Would you like to subscribe to online banking and electronic statements? Learn more here.*
If you would like to establish a codeword for security purposes, please enter it in the textbox.
How did you hear about us?
Who referred you to Commonwealth Credit Union?
Please provide the phone number of the referring individual listed above.
How would you like to make your monthly payments?*
By checking the below box, I acknowledge that certificates of deposit opened via this online portal shall have dividends that compound. I understand that any certificate not redeemed within ten business days of the maturity date will rollover at the same term at our current rate coinciding with that term. Please refer to the Savings Rate and Fee Disclosure for all Certificate details.*
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosures below and click the "I Agree" or select the continue button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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