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Thank you for considering us for your financial service needs. We cannot continue with your application for the following reason(s):

Application Cancelled

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Application Cancelled

We have cancelled your application.

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Applicant Information

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.


Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Declaration
1. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
2. Are you a party to a lawsuit?
3. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
4. Are you a Co-maker, Co-signer or Guarantor on any loan?
Additional Information

Place of Birth*
Would you like to receive product updates, special promotions and offers for Pioneer products and services? These occur no more than 2x per week.*

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Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
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Additional Applicant Information

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About Your Additional Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.


Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


Co/Joint Declarations
1. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
2. Are you a party to a lawsuit?
3. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
4. Are you a Co-maker, Co-signer or Guarantor on any loan?
Additional Information

Place of Birth*
Would you like to receive product updates, special promotions and offers for Pioneer products and services? These occur no more than 2x per week.*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Deposit Account Information

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Review and Submit

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Review and Submit
Personal Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I live, work, worship, or attend school in Ada, Blaine, Camas, Canyon, or Elmore County, Idaho.
I live, work, worship, volunteer in or participate in associations headquartered in Gooding, Jerome, or Twin Falls County, Idaho.
I am an employee of retail, wholesale, manufacturing, cooperative, industrial, or distribution establishments that are located in Adams, Gem, Owyhee, Payette, or Washington County, Idaho.
I am part of the Mountain Home Air Force Base Retirement Association.
I am a current member or have a family member who is eligible for membership.
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Pioneer Savings

*Required product for Pioneer Membership*

Whether you're saving for an emergency or a rainy day, you'll be prepared for surprise expenses. You can also earn dividends on higher balances.

APY: 0.05% Min Deposit: $25.00


You may select one of the following products
Available Products
Reward U Checking

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APY: 3.00% Min Deposit: $0.00

WOW Cash Back Checking

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APY: 1.00% Min Deposit: $0.00

Classic Checking

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APY: 0.00% Min Deposit: $0.00

Loyalty Savings

Looking to earn more dividends on your savings account? Check out our Loyalty Savings Account!

Benefits
  • 5.00% APY Paid on Monthly Balance
  • You can withdraw anytime to enjoy the benefits!
Note
  • Can NOT be deposited into - ONLY automatic sweeps
  • Sweep from Reward U, WOW Cash Back, Change Forward, and Youth Savings

APY: 5.00%

ChangeForward

With the Pioneer ChangeForward Savings account, each time you use your Pioneer debit card we will: Round up the purchase to the nearest dollar amount and automatically transfer the difference to your ChangeForward savings account.

APY: 0.05%

Special Purpose

Our Special Purpose savings account is a great tool for helping you plan and accumulate funds for those important reasons such as your holiday or vacation expenses.

APY: 0.05% Min Deposit: $0.00

Non-Interest Savings

This account is designed for members who do not wish to earn interest on their funds.

APY: 0.00% Min Deposit: $0.00

6 Month Certificate $10000

APY: 1.00% Min Deposit: $10,000.00

6 Month Certificate $500

APY: 0.75% Min Deposit: $500.00 Max Deposit: $10,000.00

6 Month Special $500

APY: 4.20% Min Deposit: $500.00

6 Month Special $10,000

APY: 4.35% Min Deposit: $10,000.00

12 Month Special $10,000

APY: 4.10% Min Deposit: $10,000.00

12 Month Special $500

APY: 3.90% Min Deposit: $500.00 Max Deposit: $10,000.00

24 Month Certificate $10,000

APY: 1.75% Min Deposit: $10,000.00

24 Month Certificate $500

APY: 1.50% Min Deposit: $500.00 Max Deposit: $10,000.00

26 Month Special $10,000

APY: 3.30% Min Deposit: $10,000.00

26 Month Special $500

APY: 3.00% Min Deposit: $500.00 Max Deposit: $10,000.00

36 Month Certificate $10,000

APY: 2.00% Min Deposit: $10,000.00

36 Month Certificate $500

APY: 1.75% Min Deposit: $500.00 Max Deposit: $10,000.00

48 Month Certificate $10,000

APY: 2.25% Min Deposit: $10,000.00

48 Month Certificate $500

APY: 2.00% Min Deposit: $500.00 Max Deposit: $10,000.00

60 Month Certificate $10,000

APY: 2.50% Min Deposit: $10,000.00

60 Month Certificate $500

APY: 2.25% Min Deposit: $500.00 Max Deposit: $10,000.00

Money Market

Money Market Savings Accounts is a great option for holding your emergency fund because it will earn a higher dividend than regular savings while letting you respond to fluctuations in the investment market.

Health Savings

With a Pioneer Health Savings Account (HSA) you'll feel secure knowing that you have money for qualified medical expenses now and in the future. Plus, contributions to your HSA are tax-free, which means you save even more! You'll also earn competitive dividends on the funds deposited. It's easy to access your HSA with an HSA debit card to use on all of your qualified medical expenses.

APY: 0.05%

Idaho Medical Savings

Medical care costs can be very expensive. You can save for medical expenses or long-term care costs with an Idaho Medical Savings Account (MSA). The Idaho MSA allows you to save while reducing the amount of Idaho income tax you owe. Plus, with a dedicated MSA debit card, you can easily use your MSA funds on qualifed medical expenses.

APY: 0.05% Min Deposit: $25.00

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Please answer the following question(s)
What prompted you to start an application for membership or other products and loans at Pioneer Federal Credit Union?
Please select the event code provided in your promotional material:
Under penalties of perjury, I certify that the social security number or TIN provided by me on this application is my correct taxpayer ID number, and that (check the applicable box): 1) I am a U.S. Person (which includes Resident Alien), or 2) I am not a U.S. Citizen and agree to complete a W-8 BEN or other applicable form.*
Under penalties of perjury, I certify that (check the applicable box):

(The Internal Revenue Service does not require your consent to any provision of this document other than the cerfification required to avoid backup withholding on your account).

*
Would you prefer a spanish speaking representative to contact you to follow up with this application? ¿Preferiría que un representante que hable español se comunique con usted para dar seguimiento a esta solicitud?