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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Applicant Information

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.

Almost Done

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Almost Done
Please complete the account funding to activate your account.
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Funding later may delay account activation

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Additional Applicant Information

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About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Deposit Account Information

The DA Information content will be added here

Review and Submit

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Review and Submit
Personal Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

Select the option that best describes your eligibility for membership
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Main Share Savings

This Main Share Savings Account establishes your membership and account number at FedChoice. An initial deposit of $5.00 is required upon account opening.

Min Deposit: $5.00


You may select one of the following products
Available Products
Cash Back Rewards Checking

The cash back checking will offer .50% cash back up to $25 per statement cycle. Account holders must meet the monthly activity requirements by having a minimum of 15 debit transactions and must be enrolled eStatements.

Min Deposit: $0.00

High Yield Checking

Members can receive up to 3.00% APY on balances up to $10,000. Account holders must meet monthly activity requirements by having a minimum of 15 debit transactions totaling $500 and must be enrolled in eStatements.

Min Deposit: $0.00

FedChoice Debit

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Special Savings

Our Special Savings Account can help you set aside funds for any number of reasons - everything from a vacation, an upcoming wedding, tuition, taxes or any other reason you can think of.

Min Deposit: $0.00

Holiday Club

Our Holiday Club Account helps you set aside money for the holiday season and can be funded automatically through payroll deduction.

Min Deposit: $0.00

Money Market

Are you looking for higher dividend rates to complement your Savings Accounts? If so, a FedChoice Money Market helps your earn higher dividend rates.

Min Deposit: $0.00

06 Month Share Certificate

APY: 3.94% Min Deposit: $500.00

12 Month Share Certificate

APY: 4.43% Min Deposit: $500.00

15 Month Share Certificate

This Certificate of deposit has a 15-month term. It can not exceed or be less than 15 months. This product is limited to two products per member.

APY: 5.05% Min Deposit: $500.00 Max Deposit: $250,000.00

24 Month Share Certificate

APY: 4.28% Min Deposit: $500.00

18 Month Share Certificate

APY: 4.04% Min Deposit: $500.00

36 Month Share Certificate

APY: 4.04% Min Deposit: $500.00

48 Month Share Certificate

APY: 3.84% Min Deposit: $500.00

60 Month Share Certificate

APY: 3.70% Min Deposit: $500.00

06 Month Mini Jumbo Share Certificate

APY: 3.99% Min Deposit: $50,000.00

12 Month Mini Jumbo Share Certificate

APY: 4.47% Min Deposit: $50,000.00

18 Month Mini Jumbo Share Certificate

APY: 4.04% Min Deposit: $50,000.00

24 Month Mini Jumbo Share Certificate

APY: 4.33% Min Deposit: $50,000.00

36 Month Mini Jumbo Share Certificate

APY: 4.14% Min Deposit: $50,000.00

48 Month Mini Jumbo Share Certificate

APY: 3.84% Min Deposit: $50,000.00

60 Month Mini Jumbo Share Certificate

APY: 3.75% Min Deposit: $50,000.00

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Please answer the following question(s)
Are you a new member within the last 90 days?*
How did you hear about FedChoice?*
OPT IN FOR ESTATEMENTS: You are agreeing to receive your statements and all your other account information electronically. You'll have instant access to all your important documents. Select YES to OPT IN for estatements and avoid a monthly fee for paper statements.*
What is your relationship to the sponsor (type "N/A' if not applicable)*
Would you like to receive a text message when the status changes on your application? (Text message will come from a system generated phone number)*
Tax Identification Number Certification - Under penalties of perjury, I certify (1) that the number shown on this form is my correct taxpayer identification number, and (2) that I am not (unless otherwise designated below) subject to withholding either because I have not been notified that I am subject to back up withholding as a result of a failure to report all interest or dividends, or the Internal Revenue Service has notified me that I am no longer subject to backup withholding. THE INTERNAL REVENUE SERVICES DOES NOT REQUIRE YOUR CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDINGS.*
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking on "I Agree", you confirm that you have reviewed the following disclosures thoroughly. You must agree before proceeding with the application process. You also confirm that you are over 18 years old, and that you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Transfer from another financial institution

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

One-Time Passcode

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One-Time Passcode

One-Time Passcode

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One-Time Passcode

Authentication Questions

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Authentication Questions

Co-Authentication Questions

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Authentication Questions

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

Account Information

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Select Account
Select an account to receive the disbursement of funds