For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Applicant Information

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Please upload documents or images here. (ie. identification, Proof of income, Insurance binder, Purchase and Sale agreement, etc.)

Declaration
1. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
2. Have you ever had any auto, furniture or property repossessed?
3. Are you a Co-maker, Co-signer or Guarantor on any loan?
4. Is Your Income Likely to Decline in the next two years?
5. Are you obligated to make Alimony, Support or Maintenance Payments?

Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Apple Pay button
Funding later may delay account activation

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Additional Applicant Information

CU logo
About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


Please upload documents or images here. (ie. identification, Proof of income, Insurance binder, Purchase and Sale agreement, etc.)

Co/Joint Declarations
1. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
2. Have you ever had any auto, furniture or property repossessed?
3. Are you a Co-maker, Co-signer or Guarantor on any loan?
4. Is Your Income Likely to Decline in the next two years?
5. Are you obligated to make Alimony, Support or Maintenance Payments?

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Document Upload Source Selector

close
Document Upload Button
Document Capture Button

Document Upload Source Selector

close
Document Upload Button
Document Capture Button

Review and Submit

CU logo
Review and Submit
Personal Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I have a family member that banks with HRCU. *Please indicate family member's name.
Lives in NH
Works in NH
Student in NH
Lives in York County, ME
Works in York County, ME
If I am not approved for the above loan product,
Remove Product
Required Products
Select the following products required for membership
Primary Savings

Initiate your membership with HRCU with a primary savings account. This no monthly maintenance charge, interest earning savings account will help you achieve your financial goals.

APY: 0.05% Min Deposit: $5.00


In addition, select one of the following products
Available Products
Regular Checking

HRCU's regular checking account is a competitive, interest bearing account that provides you with access to a wide variety of convenient benefits and services.

APY: 0.10% Min Deposit: $100.00

Free Checking

With HRCU's Free Checking account you will have access to all the same competitive products and services that come with HRCU's Regular Checking PLUS the freedom of having no monthly low balance fee!

55+ Checking

For our Members 55 and older, we have designed a checking account with you and your needs in mind. The 55+ Checking Account has no monthly maintenance charges or minimum balance requirements with many other benefits to enjoy.

Hero Checking

HRCU values first responders, the military and veterans, that's why we have designed an account tailored to the needs of our Hero Members. Note; Proof of association will be required.

APY (Annual Percentage Yield)
Funding

Your funds will not be transferred until all of your accounts are approved

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Fund via Internal Fund

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

One-Time Passcode

CU logo
One-Time Passcode

One-Time Passcode

CU logo
One-Time Passcode

Authentication Questions

CU logo
Authentication Questions

Co-Authentication Questions

CU logo
Authentication Questions
CU logo

Restart Popup

Do you want to cancel the verification process? Doing so may delay the processing of your application.
CU logo