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Home Equity Loan Information
Home Equity Loan
Pre-approval Offer
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Provide loan information
Current Mortgage
2nd Mortgage (if applicable)
Please answer the following question(s)
In order to process your application quickly, we recommend having the following documents ready to submit at the end of your application:
Most recent W2s (for all applicants)
One month of paystubs or retirement statements
Property Tax Assessment
Homeowner's insurance (declarations page)
Mortgage statement (if applicable)
A link to upload the remainder of the documents will be emailed to you after submission.*
To verify your identity, please provide the following information:
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Information
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Verifying your identity now will enable us to prefill your application. Enter your Zip Code and last 4 digits of your Social Security Number.
By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.
Additionally, you authorize and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.
You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
SSN IconLock
SSN IconQuestion
Contact Information
Current Physical Address
Property Address
Financial Information
Monthly Expenses
Upload Documents
OPTIONAL: You may upload supporting documentation below (pay stubs, W-2's, etc.) that could be requested later to complete the application process.
Expected Monthly Expense
Declaration
a. Are there any outstanding judgments against you?
b. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
c. Are you a party to a lawsuit?
d. Are you obligated to pay alimony, child support, or separate maintenance?
e. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
f. Are you a Co-maker, Co-signer or Guarantor on any loan?
g. Is Your Income Likely to Decline in the next two years?
Additional Information
How many hours do you work per week?*
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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Funding later may delay account activation
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Funding later may delay account activation
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If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Co/Joint Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Contact Information
Current Address
Financial Information
Monthly Expenses
Upload Documents
OPTIONAL: You may upload supporting documentation below (pay stubs, W-2's, etc.) that could be requested later to complete the application process.
Co/Joint Declarations
a. Are there any outstanding judgments against you?
b. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
c. Are you a party to a lawsuit?
d. Are you obligated to pay alimony, child support, or separate maintenance?
e. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
f. Are you a Co-maker, Co-signer or Guarantor on any loan?
g. Is Your Income Likely to Decline in the next two years?
Additional Information
How many hours do you work per week?*
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Do you have additional household income?*
Additional Annual Household Income is:*
Add any notes/comments here
Are you a current member of this credit union?*
How do you qualify for membership with us?*
Please confirm your Member/Account # with UICCU
Which county do you live or work in?*
Which Organization? (If an Allied Agency, click here to view the current list)*
Please specify which Allied Agency*
Please provide the full name of your family member with UICCU.*
I agree to the
Telephone Consumer Protection Act (TCPA) *
I agree to UICCU's
PROXY *
If your application is approved, we will open a membership savings account for you. Please estimate how much cash (paper bills and/or coins) you expect to deposit or withdraw from this savings account each month.*
What is your marital status?*
Full name of spouse/partner:*
Please check if applicable:
Permanent Residence 1: Street address and unit # (No P.O. box)*
Permanent Residence 2: City/town, state, & province/postal code*
What is the primary member's country of citizenship?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By clicking "Continue", you authorize us to obtain a credit history about you and joint applicant.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Co-Authentication Questions
Application Completed
reCAPTCHA Verification Failure
We encountered a problem and cannot process your application at this time.
Error: E-004
Error: E-004
There was a problem with your request
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.