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Application Cancelled

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Applicant Information

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Contact Information
Current Physical Address
Property Address
Financial Information


Monthly Expenses


Please upload an image of the front of your government issued driver's license, state ID, or passport with current address.

Expected Monthly Expense
Declaration
a. Are there any outstanding judgments against you?
b. Have you been declared bankrupt within the past 7 years?
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
d. Are you a party to a lawsuit?
e. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee?
f. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If 'Yes,' give details as described in the preceding question.
g. Are you obligated to pay alimony, child support, or separate maintenance?
h. Is any part of the down payment borrowed?
i. Are you a co-maker or endorser on a note?
j. Do you intend to occupy the property as your primary residence?
k. Have you had an ownership interest in a property in the last three years?
l. Is the property securing this loan you are applying for currently for sale?

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

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Driver's License Scan

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* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Co/Joint Applicant Information

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About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Contact Information
Current Address
Financial Information


Monthly Expenses


Please upload an image of the front of your government issued driver's license, state ID, or passport with current address.

Co/Joint Declarations
a. Are there any outstanding judgments against you?
b. Have you been declared bankrupt within the past 7 years?
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
d. Are you a party to a lawsuit?
e. Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee?
f. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If 'Yes,' give details as described in the preceding question.
g. Are you obligated to pay alimony, child support, or separate maintenance?
h. Is any part of the down payment borrowed?
i. Are you a co-maker or endorser on a note?
j. Do you intend to occupy the property as your primary residence?
k. Have you had an ownership interest in a property in the last three years?
l. Is the property securing this loan you are applying for currently for sale?

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

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Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I am eligible to join because I (or my family) live, work, worship, attend school, or volunteer in the following KY county:
I am eligible to join because my immediate family member is a current member or eligible for membership.
If I am not approved for the above loan product,
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Required Products
Select at least one of the following products required for membership
Regular Savings Account

Unlimited withdrawals
Dividends are paid and compounded quarterly based on your average daily balance
Convenient Payroll Deduction for easy saving
No monthly service fees

Click here to see current rates

APY: 0.15% Min Deposit: $5.00


You may select one of the following products
Available Products
Power Checking

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Min Deposit: $0.00

Round-UP Checking

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Min Deposit: $0.00

CommonWealth Checking

No minimum balance or monthly fees
All balances earn dividends based on the average daily balance, paid and compounded monthly

Click here to see current rates

APY: 0.10% Min Deposit: $0.00

6 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates.

APY: 5.00% Min Deposit: $1,000.00

12 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 2.85% Min Deposit: $1,000.00

18 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.00% Min Deposit: $1,000.00

24 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.10% Min Deposit: $1,000.00

36 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.35% Min Deposit: $1,000.00

48 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.50% Min Deposit: $1,000.00

60 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.75% Min Deposit: $1,000.00

Regular Savings

Unlimited withdrawals
No monthly service fee
Automatic deposits from other institutions or payroll deduction for easy savings
Dividends are paid and compounded quarterly based on your average daily balance

Click here to see current rates

APY: 0.15%

Christmas Savings

Payroll deductions, automatic deposits or make deposits on your own
Dividends are paid and compounded monthly based on your average daily balance
A quarterly statement is provided for your convenience
Funds can be transferred to your primary savings or checking account (your choice) the first of October in time for early Christmas shopping!

Click here to see current rates

APY: 0.15% Min Deposit: $0.00

Vacation Club

Payroll deductions, automatic deposits or make your own deposits
Dividends are paid and compounded monthly based on your average daily balance
Two withdrawals are allowed per year; a $5 fee is assessed for each additional withdrawal.

Click here to see current rates.

APY: 0.15% Min Deposit: $0.00

Hideaway Savings

Rewarded every three months for making regular monthly deposits of $50
Earn up to $25 per year
No dividends will be paid

Click here to see the full account disclosure for this product.

Money Market

Unlimited deposits
Dividends paid on accounts that meet minimum balance requirement
No monthly service fees as long as minimum balance is maintained
Federally Insured
*Other restrictions may apply. Contact Commonwealth Credit Union for complete details

Click here to see current rates

Max APY: 2.50% Min Deposit: $2,500.00

APY (Annual Percentage Yield)