Home Equity Loan Information
Home Equity Loan
Pre-approval Offer
Provide loan information
Current Mortgage
2nd Mortgage (if applicable)
To verify your identity, please provide the following information:
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Application Cancelled
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Applicant Information
Tell Us About Yourself
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Reference Information
Contact Information
Current Physical Address
Property Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.
Declaration
a. Are there any outstanding judgments against you?
b. Have you been declared bankrupt within the past 7 years?
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
d. Are you a party to a lawsuit?
e. Are you obligated to pay alimony, child support, or separate maintenance?
f. Are you a co-maker or endorser on a note?
g. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
h. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
i. Are you a Co-maker, Co-signer or Guarantor on any loan?
j. Is Your Income Likely to Decline in the next two years?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Almost Done
Almost Done
Please complete the account funding to activate your account.
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
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Co/Joint Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.
Co/Joint Declarations
a. Are there any outstanding judgments against you?
b. Have you been declared bankrupt within the past 7 years?
c. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?
d. Are you a party to a lawsuit?
e. Are you obligated to pay alimony, child support, or separate maintenance?
f. Are you a co-maker or endorser on a note?
g. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
h. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?
i. Are you a Co-maker, Co-signer or Guarantor on any loan?
j. Is Your Income Likely to Decline in the next two years?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Do you give Dover Federal Credit Union authorization to pull your credit?*
What is your total yearly property tax bill for your County and City, if applicable? (If you pay both, please add them together and provide one total)*
What is your yearly homeowner insurance premium?*
Are your property taxes held in escrow?*
Is your homeowner insurance held in escrow?*
If you pay Homeowners Association Fees, how much is the fee per year? Please enter 0 if you do not belong or pay HOA fees.*
May we correspond with you concerning this loan application by email?*
Do you intend to occupy the property for the next 12 months?*