Home Equity Line of Credit
Pre-approval Offer
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Which Home Equity Line is right for you?
Provide loan information
Current Mortgage
2nd Mortgage/Home Equity
Please answer the following questions
Working with a Bangor Savings lender; enter their name here, if not enter NA and we'll match with someone great!*
Will a Power Of Attorney be utilized at closing?*
Is the property held in a Trust?*
What is the overall condition of your home?*
Does this subject property have water frontage? If yes, please list the body of water here.
What is the full street address (no P.O. Boxes) for the collateral to be held for this equity request?
To verify your identity, please provide the following information:
We apologize for not being able to verify your information. Please contact your financial institution for further assistance.
We have encountered an issue
Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
SSN IconLock
SSN IconQuestion
Contact Information
Current Physical Address
Property Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Please upload your supporting documents here.
Declaration
a. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
b. Are you a Co-maker, Co-signer or Guarantor on any loan?
c. Are you obligated to make Alimony, Support or Maintenance Payments?
d. Is the property securing this loan you are applying for currently for sale?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Almost Done
Almost Done
Please complete the account funding to activate your account.
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
You're logged in as *Required Field(s)
Done
Co/Joint Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Please upload your supporting documents here.
Co/Joint Declarations
a. Do you currently have any outstanding judgments or have you ever filed for bankruptcy, had a debt adjustment plan confirmed under Chapter 13, Had Property Foreclosed Upon or Repossessed in the Last 7 yrs, or been a party in a lawsuit?
b. Are you a Co-maker, Co-signer or Guarantor on any loan?
c. Are you obligated to make Alimony, Support or Maintenance Payments?
d. Is the property securing this loan you are applying for currently for sale?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
*Required Field(s)
Done
Review and Submit
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Online Applicant: Are there additional details you'd like to share regarding your loan request? Please provide them here.*
Are you an employee of Bangor Savings Bank?*
Which method do you intend to use to make monthly payments?*
Are you an employee of a State bureau, agency, or department that supervises, regulates, and/or examines financial institutions in the
State in which you are applying for a loan, or the spouse, son, or daughter of such person who resides in such person's home?*
Please confirm if this application will be for joint credit.*
We'll complete a current owners search in connection with your HELOC request. You have the right to choose a Title Attorney (in SC and NC a closing attorney) at your own expense for this service, if you do not wish to do so, Bangor Savings Bank will select the title attorney at no cost to you.
Should you choose to select the title attorney or a full title examination and/or title insurance policy is required then the total premium will be your responsibility.*
Applicant, do you own other properties that are for personal use? Such as a second home, camp or vacant land.*
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Co-Authentication Questions
Application Completed
reCAPTCHA Verification Failure
We encountered a problem and cannot process your application at this time.
Error: E-004
Error: E-004
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.
Access Denied
We apologize that we were unable to submit your application. Please contact your financial institution for assistance.
*Required Field(s)
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