Home Equity Loan Information
Home Equity Loan
Pre-approval Offer
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Current Mortgage
2nd Mortgage (if applicable)
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Applicant Information
Tell Us About Yourself
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Contact Information
Current Physical Address
Property Address
Identification
Secondary Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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Almost Done
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Almost Done
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Funding later may delay account activation
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Funds Pending
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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Co/Joint Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
Review and Submit
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
Click here to select from list
Click here to qualify through the Virginia Consumer Council (VACC)
I confirm that I am a VACC member residing in VA, MD, DC, NC, WV, KY, or TN.
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Regular Share Savings Account
Savings in a Credit Union are called "shares", and your regular share account is the basic membership savings at CommonWealth One. Opening a savings account at CommonWealth One is simple. All you need is a minimum deposit of just $5.00.
APY: 0.05%
You may select one of the following products
Available Products
9-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 4.84% Min Deposit: $1,000.00
6-Month Share Certificate Account
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
APY: 3.56% Min Deposit: $500.00
15-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
APY: 2.32% Min Deposit: $50.00
18-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 3.09% Min Deposit: $1,000.00
60-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 4.10% Min Deposit: $1,000.00
12-Month Share Certificate Account
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 3.92% Min Deposit: $1,000.00
24-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 3.20% Min Deposit: $1,000.00
48-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 3.85% Min Deposit: $1,000.00
36-Month Share Certificate
Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.
Max APY: 3.55% Min Deposit: $1,000.00
KASASA CASH CHECKING
Tailored for those who seek to maximize their returns, This free account not only offers an impressive APY but also provides up to $25 monthly in ATM fee reimbursements when you meet the qualifying criteria. • APY: 5.50% • No Minimum Balance Required • No Monthly Maintenance Fees
KASASA CASH BACK CHECKING
Designed for those seeking cash rewards, Earn 4% cash back on your debit card transactions and receive up to $25 monthly in ATM fee reimbursements, subject to qualification. • No Minimum Balance Required • Maximum Monthly Cash Back: $8 per month
KASASA EATS CHECKING
Earn 4% cash back on debit card purchases at select grocery stores, food delivery services, and restaurants with this free checking account. Get up to $25 in monthly ATM fee reimbursements. No minimum balance required. Max monthly cash back: $12.
Holiday Club Account
APY: 0.05% Min Deposit: $5.00
NextOne Savings
NextOne is for members 18–22 years old. Whether heading back to class or starting a new job, whatever is NEXT, we are here for you!
APY: 2.10%
Vacation Club Account
APY: 0.05% Min Deposit: $5.00
Money Management Plus
If you have $10,000 or more to invest, our Money Management Plus Account is a great option. Plus, you'll earn even better rates when you maintain an average daily balance of $10,000 or more.
Max APY: 0.85% Min Deposit: $5.00
Money Management Account
Earning higher dividend rates is one of the advantages of a Money Management Account when you maintain a $2,500 average daily balance.
Max APY: 0.65% Min Deposit: $5.00
APY (Annual Percentage Yield)
Your Selected Products