Home Equity Loan Application

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Home Equity Loan Information

Loan Information

Pre-approval Offer

Select a purpose

Home Equity Installment Loan Home Equity Line of Credit

Provide loan information

Amount Requested

Term (months)

Loan Reason

Other Reasons

Will the primary purpose of this loan be for business/commercial use?

Yes

Estimated Property Value

How do you intend to occupy the property?

Can you provide proof of your income and asset(s)?

Current Mortgage

Current Balance

2nd Mortgage (if applicable)

Current Balance

Please answer the following question(s)

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.*

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To verify your identity, please provide the following information:

Last Name

Date of Birth

Last 4 digits of your SSN

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We have cancelled your application.

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Applicant Information

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Kitsap Credit Union?

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

SSN

SSN IconLock SSN IconQuestion

Hide SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Mother's Maiden Name

Citizenship Status

Reference Information

First Name

Last Name

Phone

(xxx) xxx-xxxx

Relationship

Contact Information

Preferred Contact Method

Home Phone

(xxx) xxx-xxxx

Cell Phone

(xxx) xxx-xxxx

Work Phone

(xxx) xxx-xxxx

Work Phone Extension

Current Physical Address

Copy the Primary Applicant's Address

Country

Address

Address Line 2

Zip

City

State

Unable to validate address

Occupancy Status

Occupancy Duration

Previous Address

Country

Address

Address Line 2

Zip

City

State

Unable to validate address

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Address Line 2

Zip

City

State

Unable to validate address

Property Address

Property Type

Use different address for property

Property Address Unable to validate address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Financial Information

^§Alimony, child support and separate maintenance income need not be revealed if you do not wish to have them considered as a basis for repaying this obligation.

Gross Monthly Income (before taxes)

Gross Monthly Income Tax Exempt?

Add other income

Other Monthly Income

Other Monthly Income Tax Exempt?

Other Monthly Income Description

Employment Status

Previous Employment Information

Gross Monthly Income (before taxes)

Employment Status

Monthly Expenses

Monthly Mortgage/Rent Payment

Expected Monthly Expense

Monthly Hazard Insurance

Monthly Real Estate Taxes

Monthly Mortgage Insurance

Monthly Homeowner Assn. Dues

Declaration

a. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

No Yes

Please explain

b. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?

No Yes

c. Have you ever had any auto, furniture or property repossessed?

No Yes

d. Have you any obligations not listed?

No Yes

e. Do you have any past due bills?

No Yes

f. Are you a Co-maker, Co-signer or Guarantor on any loan?

No Yes

Primary Name

Creditor Name

Amount

g. Have you ever had credit in any other name?

No Yes

Other Name

h. Is Your Income Likely to Decline in the next two years?

No Yes

i. Have you any suits pending, judgments filed, alimony or support awards against you?

No Yes

j. Is the property securing this loan you are applying for currently for sale?

No Yes

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.

Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Read full disclosure

Sex (select all that apply)

Male Female I do not wish to provide this information

Ethnicity(select all that apply)

Not Hispanic or Latino Hispanic or Latino

Mexican Puerto Rican Cuban Other Hispanic or Latino - Enter Origin:

Examples: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard, etc.

I do not wish to provide this information

Race (select all that apply)

American Indian or Alaska Native - Enter name of enrolled or principal tribe

Asian

Asian Indian Chinese Filipino Japanese Korean Vietnamese Other Asian - Enter Race

Examples: Hmong, Laotian, Thai, Pakistani, Cambodian, etc.

Black or African American Native Hawaiian or Other Pacific Islander

Native Hawaiian Guamanian or Chamorro Samoan Other Pacific Islander - Enter Race

Examples: Fijian, Tongan, etc.

White I do not wish to provide this information

Do you have another applicant?

Yes

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Fund Later

Funding later may delay account activation

Congratulations

Funds Pending

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Congratulations

Funds Pending

Driver's License Scan

To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Choose LinkedIn profile to prefill employment information. Click button below

You're logged in as .

Done no text no text

Co/Joint Applicant Information

About Your Additional Applicant

Retake Photo

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Kitsap Credit Union?

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

SSN

SSN IconLock SSN IconQuestion

Hide SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Mother's Maiden Name

Citizenship Status

Reference Information

First Name

Last Name

Phone

(xxx) xxx-xxxx

Relationship

Contact Information

Preferred Contact Method

Home Phone

(xxx) xxx-xxxx

Cell Phone

(xxx) xxx-xxxx

Work Phone

(xxx) xxx-xxxx

Work Phone Extension

Current Address

Copy the Primary Applicant's Address

Country

Address

Address Line 2

Zip

City

State

Unable to validate address

Occupancy Status

Occupancy Duration

Previous Address

Country

Address

Address Line 2

Zip

City

State

Unable to validate address

Use different address for mailing

Mailing Address

Country

Address

Address Line 2

Zip

City

State

Unable to validate address

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Financial Information

^§Alimony, child support and separate maintenance income need not be revealed if you do not wish to have them considered as a basis for repaying this obligation.

Gross Monthly Income (before taxes)

Gross Monthly Income Tax Exempt?

Add other income

Other Monthly Income

Other Monthly Income Tax Exempt?

Other Monthly Income Description

Employment Status

Previous Employment Information

Gross Monthly Income (before taxes)

Employment Status

Monthly Expenses

Monthly Mortgage/Rent Payment

Co/Joint Declarations

a. Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

No Yes

Please explain

b. Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under chapter 13 in the past 10 years?

No Yes

c. Have you ever had any auto, furniture or property repossessed?

No Yes

d. Have you any obligations not listed?

No Yes

e. Do you have any past due bills?

No Yes

f. Are you a Co-maker, Co-signer or Guarantor on any loan?

No Yes

Primary Name

Creditor Name

Amount

g. Have you ever had credit in any other name?

No Yes

Other Name

h. Is Your Income Likely to Decline in the next two years?

No Yes

i. Have you any suits pending, judgments filed, alimony or support awards against you?

No Yes

j. Is the property securing this loan you are applying for currently for sale?

No Yes

Demographic Information

Why we collect demographic information

Read full disclosure

Sex (select all that apply)

Male Female I do not wish to provide this information

Ethnicity(select all that apply)

Not Hispanic or Latino Hispanic or Latino

Mexican Puerto Rican Cuban Other Hispanic or Latino - Enter Origin:

Examples: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard, etc.

I do not wish to provide this information

Race (select all that apply)

American Indian or Alaska Native - Enter name of enrolled or principal tribe

Asian

Asian Indian Chinese Filipino Japanese Korean Vietnamese Other Asian - Enter Race

Examples: Hmong, Laotian, Thai, Pakistani, Cambodian, etc.

Black or African American Native Hawaiian or Other Pacific Islander

Native Hawaiian Guamanian or Chamorro Samoan Other Pacific Islander - Enter Race

Examples: Fijian, Tongan, etc.

White I do not wish to provide this information

Continue no text no text Or Go Back

Co-Driver's License Scan

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Choose LinkedIn profile to prefill employment information. Click button below

You're logged in as .

Done no text no text

Review and Submit

Branch Selection

Home Equity Loan Information

Additional Loan Information

Applicant Information

Reference Information

Applicant Contact Information

Address

Property Address

Your Identification

Your Secondary Identification

Financial Information

Previous Employment Information

Expected Monthly Expense

Declaration

Additional Applicant Information

Additional Applicant Reference Information

Additional Applicant Contact Information

Additional Applicant Address

Additional Applicant Identification

Additional Applicant Secondary Identification

Additional Applicant Financial Information

Additional Applicant Previous Employment Information

Additional Applicant Declaration

Additional Information

Additional Applicant Additional Information

Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I or a family member lives, works, attends school, or worships in Washington State.

I am an existing member of the Credit Union.

If I am not approved for the above loan product,

I wish to continue opening my membership. I don't wish to continue opening my membership.

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Required Products

Select at least one of the following products required for membership

Primary Savings

Become a Kitsap Credit Union Member today!

Min Deposit: $0.00

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

Available Product Category

Other Savings

Min Deposit: $25.00

Holiday Savings

This savings account helps you save for the holidays, the total balance will be transferred to your designated account on November 1st, just in time for holiday shopping!

Min Deposit: $25.00

Gold Checking

Get an extraordinary 3.303% APY on your checking account for doing things you are probably already doing!
* Limit of one Gold Checking account per KCU member.

Min Deposit: $25.00

Classic Checking

This no frills, free, everyday checking account allows for easy money management.

Min Deposit: $25.00

Money Market

Take advantage of higher returns on your larger deposits. Access your funds any time through online banking, checks, or unlimited in-person withdrawals.

Min Deposit: $1,000.00

6 Month Share Certificate

APY: 4.25% Min Deposit: $500.00

1 Year Share Certificate

APY: 4.00% Min Deposit: $500.00

1 Year Bump Certificate

APY: 3.00% Min Deposit: $500.00

1 Year Add On Certificate

APY: 3.00% Min Deposit: $500.00

18 Month Add On Certificate

APY: 3.00% Min Deposit: $500.00

2 Year Add On Certificate

APY: 2.75% Min Deposit: $500.00

2 Year Share Certificate

APY: 2.75% Min Deposit: $500.00

2 Year Bump Certificate

APY: 2.75% Min Deposit: $500.00

3 Year Share Certificate