If you live in a community property state, are married, and did not apply jointly with your spouse, we will need a copy of your spouse's photo ID and they will need to sign some of the documentation as an Owner of Collateral. Community Property States: AZ, CA, ID, LA, NM, NV TX, WA, WI For Real Estate loans this also includes: KY
Is your home deeded under a Trust Agreement?*
We are sorry but we cannot use this type of Real Estate collateral. If you have any questions, please call the Credit Union at 800-821-5104, option 4.
Is the Real Estate collateral an rental/investment property or unimproved land?*
We are sorry but we cannot use this type of Real Estate collateral. If you have any questions, please call the Credit Union at 800-821-5104, option 4.
Is the Real Estate collateral a Duplex (multi-family) property?*
We are sorry but we cannot use this type of Real Estate collateral. If you have any questions, please call the Credit Union at 800-821-5104, option 4.
Is the Real Estate collateral a manufactured or mobile home?*
We are sorry but we cannot use this type of Real Estate collateral. If you have any questions, please call the Credit Union at 800-821-5104, option 4.
Is the Real Estate collateral a Condo?*
Please be advised, you will need to provide a copy of the Master Condo Hazard Insurance Policy and any Homeowner's Association fees.
Have you financed or leased any Solar improvements to your home?*
Is the residence being used as collateral currently on the market for sale?
Please call the Credit Union for more information - 800-821-5104, option 4 for Loan Services.
If you are applying for our Refinance Mortgage product, are you applying for our Tier 1 interest rate with a $875 Processing Fee or our Tier 2 interest rate with a $2,375 Processing Fee? The Tier 2 interest rate is 1/2% below the Tier 1 interest rate.
Will any of the loan proceeds be used to pay off an existing loan(s)? EX: Mortgage, vehicle, credit cards, personal loans, etc.*
Please list all loans you wish to pay off with the loan proceeds:*
In order to complete the loan application process please provide us with the following item(s):
For all loan requests - Proof of identity is required. Please upload a copy of your unexpired Driver's License or Passport.
For all Real Estate loan requests - Proof of income is required and other supporting documents are required. Please review list of required supporting documents for more information.
a. Are there any outstanding judgments against you?
b. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If 'Yes,' give details as described in the preceding question.
c. Are you obligated to pay alimony, child support, or separate maintenance?
d. Do you intend to occupy the property as your primary residence?
e. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
f. Are you a party to a lawsuit?
g. Have you ever had any auto, furniture or property repossessed?
h. Is the property securing this loan you are applying for currently for sale?
Additional Information
Are you a US Citizen?*
Are you a Permanent Resident Alien?
Full names are required. Middle initials are acceptable. Please do not use nicknames.
Did you apply using your name and address as it appears on your driver's license?*
Why doesn't your name match?
If you have any tax deferred accounts (401k, IRA, etc), what is your approximate aggregate balance?*
Type of Credit Application:*
Do you presently have a block or freeze on your TRANS UNION credit report?*
Please contact TransUnion and request that your credit file be unfrozen. Once your file is unfrozen, please contact Loan Services (800) 821-5104, option 4. We cannot assign your loan request until we have pulled your credit report.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
In a joint application, the system merges the credit reports. Financial debts, income, and assets from both applicants are considered in the underwriting and approval process.
In order to complete the loan application process please provide us with the following item(s):
For all loan requests - Proof of identity is required. Please upload a copy of your unexpired Driver's License or Passport.
For all Real Estate loan requests - Proof of income is required and other supporting documents are required. Please review list of required supporting documents for more information.
a. Are there any outstanding judgments against you?
b. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If 'Yes,' give details as described in the preceding question.
c. Are you obligated to pay alimony, child support, or separate maintenance?
d. Do you intend to occupy the property as your primary residence?
e. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
f. Are you a party to a lawsuit?
g. Have you ever had any auto, furniture or property repossessed?
h. Is the property securing this loan you are applying for currently for sale?
Additional Information
Are you a US Citizen?*
Are you a Permanent Resident Alien?
Full names are required. Middle initials are acceptable. Please do not use nicknames.
Did you apply using your name and address as it appears on your driver's license?*
Why doesn't your name match?
If you have any tax deferred accounts (401k, IRA, etc), what is your approximate aggregate balance?*
Type of Credit Application:*
Do you presently have a block or freeze on your TRANS UNION credit report?*
Please contact TransUnion and request that your credit file be unfrozen. Once your file is unfrozen, please contact Loan Services (800) 821-5104, option 4. We cannot assign your loan request until we have pulled your credit report.
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.
You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.