For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Applicant Information

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Contact Information
Current Physical Address
Property Address
Identification
Financial Information


Monthly Expenses


In order to complete the loan application process please provide us with the following item(s):
  • For all loan requests - Proof of identity is required.  Please upload a copy of your unexpired Driver's License or Passport.
  • For all Real Estate loan requests - Proof of income is required and other supporting documents are required. Please review list of required supporting documents for more information.

Expected Monthly Expense
Declaration
a. Are there any outstanding judgments against you?
b. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If 'Yes,' give details as described in the preceding question.
c. Are you obligated to pay alimony, child support, or separate maintenance?
d. Do you intend to occupy the property as your primary residence?
e. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
f. Are you a party to a lawsuit?
g. Have you ever had any auto, furniture or property repossessed?
h. Do you have any past due bills?
i. Are you a Co-maker, Co-signer or Guarantor on any loan?
j. Is the property securing this loan you are applying for currently for sale?
Additional Information
Full names are required. Middle initials are acceptable. Please do not use nicknames. Did you apply using your name and address as it appears on your driver's license?*
Why doesn't your name match?
If you have any tax deferred accounts (401k, IRA, etc), what is your approximate aggregate balance?*
Type of Credit Application:*
Each Borrower intends to apply for Joint Credit. Please Type in your initials:*
Do you presently have a block or freeze on your TRANS UNION credit report?*
Please contact TransUnion and request that your credit file be unfrozen. Once your file is unfrozen, please contact Loan Services (800) 821-5104, option 4. We cannot assign your loan request until we have pulled your credit report.

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Apple Pay button
Funding later may delay account activation

Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

CU logo

Funds Pending

CU logo

Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

CU logo

Funds Pending

CU logo

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Document Upload Source Selector

close
Document Upload Button
Document Capture Button

Document Upload Source Selector

close
Document Upload Button
Document Capture Button

Co/Joint Applicant Information

CU logo
About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
In a joint application, the system merges the credit reports. Financial debts, income, and assets from both applicants are considered in the underwriting and approval process.
Contact Information
Current Address
Identification
Financial Information


Monthly Expenses


In order to complete the loan application process please provide us with the following item(s):
  • For all loan requests - Proof of identity is required.  Please upload a copy of your unexpired Driver's License or Passport.
  • For all Real Estate loan requests - Proof of income is required and other supporting documents are required. Please review list of required supporting documents for more information.

Co/Joint Declarations
a. Are there any outstanding judgments against you?
b. Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If 'Yes,' give details as described in the preceding question.
c. Are you obligated to pay alimony, child support, or separate maintenance?
d. Do you intend to occupy the property as your primary residence?
e. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
f. Are you a party to a lawsuit?
g. Have you ever had any auto, furniture or property repossessed?
h. Do you have any past due bills?
i. Are you a Co-maker, Co-signer or Guarantor on any loan?
j. Is the property securing this loan you are applying for currently for sale?
Additional Information
Full names are required. Middle initials are acceptable. Please do not use nicknames. Did you apply using your name and address as it appears on your driver's license?*
Why doesn't your name match?
If you have any tax deferred accounts (401k, IRA, etc), what is your approximate aggregate balance?*
Type of Credit Application:*
Each Borrower intends to apply for Joint Credit. Please Type in your initials:*
Do you presently have a block or freeze on your TRANS UNION credit report?*
Please contact TransUnion and request that your credit file be unfrozen. Once your file is unfrozen, please contact Loan Services (800) 821-5104, option 4. We cannot assign your loan request until we have pulled your credit report.

Demographic Information

Why we collect demographic information

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.

You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.

Sex (select all that apply)

Ethnicity(select all that apply)

Race (select all that apply)

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

CU logo
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
An unexpired government issued photo ID is required at time of application for all Borrowers and Owners of Collateral. Photo ID's for Co-Borrower and Owners of Collateral can be uploaded after application has been submitted. Proof of income is required once we have provided and you have reviewed your Loan Estimate.*
If you are applying for a 30 year Refinance Mortgage, the collateral must be your primary residence.*
If you selected "Other" as the reason for the loan request, what is the general purpose of the loan proceeds?
By selecting "I Agree", everything that I have stated in this application is correct to the best of my knowledge. I understand that you will retain this application whether or not it is approved. You are authorized to check my credit and employment history and to answer questions about your credit experience with me.*
Do you prefer to be contacted via phone or email?*
Please list the phone number with hyphens (###-###-####):*
Please list your email address:*
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.