Home Equity Loan Information
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Applicant Information
Monthly Expenses
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Sex (select all that apply)
Ethnicity (select all that apply)
Race (select all that apply)
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You're logged in as Co/Joint Applicant Information
Monthly Expenses
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Sex (select all that apply)
Ethnicity (select all that apply)
Race (select all that apply)
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
*Required product for Pioneer Membership*
Whether you're saving for an emergency or a rainy day, you'll be prepared for surprise expenses. You can also earn dividends on higher balances.
APY: 0.05% Min Deposit: $25.00
Money Market Savings Accounts is a great option for holding your emergency fund because it will earn a higher dividend than regular savings while letting you respond to fluctuations in the investment market.
Our Special Purpose savings account is a great tool for helping you plan and accumulate funds for those important reasons such as your holiday or vacation expenses.
APY: 0.05% Min Deposit: $0.00
This account is designed for members who do not wish to earn interest on their funds.
APY: -- Min Deposit: $0.00
APY: 1.50% Min Deposit: $0.00
Min Deposit: $0.00
Do you like to keep a large balance in your checking account? Want to earn money every month on it? The Reward U Checking Account is the perfect fit.
You can earn 2.00% APY* on your average daily balance up to $10,000, and 0.25% APY on your average daily balance if your account exceeds $10,000
APY: 2.00% Min Deposit: $0.00
APY: 0.35% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.35% Min Deposit: $10,000.00
APY: 0.45% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.45% Min Deposit: $10,000.00
APY: 0.15% Min Deposit: $10,000.00
APY: 0.15% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.30% Min Deposit: $10,000.00
APY: 0.30% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.40% Min Deposit: $10,000.00
APY: 0.40% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.50% Min Deposit: $10,000.00
APY: 0.50% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.60% Min Deposit: $10,000.00
APY: 0.60% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.70% Min Deposit: $10,000.00
APY: 0.70% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.15% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.15% Min Deposit: $10,000.00
APY: 0.30% Min Deposit: $10,000.00
APY: 0.30% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.40% Min Deposit: $10,000.00
APY: 0.40% Min Deposit: $500.00 Max Deposit: $10,000.00
APY: 0.85% Min Deposit: $10,000.00
APY: 0.85% Min Deposit: $500.00 Max Deposit: $10,000.00
With a Pioneer Health Savings Account (HSA) you'll feel secure knowing that you have money for qualified medical expenses now and in the future. Plus, contributions to your HSA are tax-free, which means you save even more! You'll also earn competitive dividends on the funds deposited. It's easy to access your HSA with an HSA debit card to use on all of your qualified medical expenses.
APY: 0.05% Min Deposit: $100.00
Medical care costs can be very expensive. You can save for medical expenses or long-term care costs with an Idaho Medical Savings Account (MSA). The Idaho MSA allows you to save while reducing the amount of Idaho income tax you owe. Plus, with a dedicated MSA debit card, you can easily use your MSA funds on qualifed medical expenses.
APY: 0.05% Min Deposit: $300.00
Your funds will not be transferred until all of your accounts are approved.
(The Internal Revenue Service does not require your consent to any provision of this document other than the cerfification required to avoid backup withholding on your account).
*Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?