Home Equity Loan Information
Home Equity Loan
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Applicant Information
Tell Us About Yourself
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Reference Information
Contact Information
Current Physical Address
Property Address
Identification
Financial Information
Monthly Expenses
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Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.
Expected Monthly Expense
Declaration
a. Will you occupy the property as your primary residence?
b. If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?
c. Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?
d. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?
e. Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?
f. Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?
g. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?
h. Are there any outstanding judgments against you?
i. Are you currently delinquent or in default on a Federal debt?
j. Are you a party to a lawsuit in which you potentially have any personal financial liability?
k. Have you conveyed title to any property in lieu of foreclosure in the past 7 years?
l. Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?
m. Have you had property foreclosed upon in the last 7 years?
n. Have you declared bankruptcy within the past 7 years?
o. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
p. Is Your Income Likely to Decline in the next two years?
q. Have you any suits pending, judgments filed, alimony or support awards against you?
r. Are you obligated to make Alimony, Support or Maintenance Payments?
s. Is the property securing this loan you are applying for currently for sale?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
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Funding later may delay account activation
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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
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Co/Joint Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Reference Information
Contact Information
Current Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Please attach a copy of your chosen method of identification. This may include a Government Issued ID, Drivers License, State ID or a Passport with current address.
Co/Joint Declarations
a. Will you occupy the property as your primary residence?
b. If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?
c. Are you borrowing any money for this real estate transaction (e.g., money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?
d. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?
e. Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?
f. Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?
g. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?
h. Are there any outstanding judgments against you?
i. Are you currently delinquent or in default on a Federal debt?
j. Are you a party to a lawsuit in which you potentially have any personal financial liability?
k. Have you conveyed title to any property in lieu of foreclosure in the past 7 years?
l. Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?
m. Have you had property foreclosed upon in the last 7 years?
n. Have you declared bankruptcy within the past 7 years?
o. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
p. Is Your Income Likely to Decline in the next two years?
q. Have you any suits pending, judgments filed, alimony or support awards against you?
r. Are you obligated to make Alimony, Support or Maintenance Payments?
s. Is the property securing this loan you are applying for currently for sale?
Demographic Information
Why we collect demographic information
The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, sex, and race) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws.You are not required to provide this information, but are encouraged to do so. You may select one or more designations for "Ethnicity" and one or more designations for "Race". The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, sex, and race on the basis of visual observation or surname. The law also provides that we may not discriminate on the basis of age or marital status information you provide in this application. If you do not wish to provide some or all of this information, please check below.
Why we collect the following information. Federal law requires that lending institutions ask for demographic information. However, applicants are not required to provide it. This information is used to ensure that applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled.
Sex (select all that apply)
Ethnicity(select all that apply)
Race (select all that apply)
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Review and Submit
Review and Submit
Home Equity Loan Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Property Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
Select the option that best describes your eligibility for membership. For additional information on membership qualification, please refer to our