MeridianLink Portal

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Occupancy Duration

Use different address for mailing

Mailing Address

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Address

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Identification

ID Type

ID Number

ID State

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ID Date Issued

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Financial Information

^§Alimony, child support and separate maintenance income need not be revealed if you do not wish to have them considered as a basis for repaying this obligation.

Gross Monthly Income (before taxes)

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Other Monthly Income

Other Monthly Income Tax Exempt?

Other Monthly Income Description

Employment Status

Monthly Expenses

Monthly Mortgage/Rent Payment

Additional Information

1. You have reviewed and agree to the Credit Card Terms and Conditions.

2. You authorize FBT to obtain credit reports and employment history about yourself, both now and in the future, for any legitimate business purpose associated with the account or request for an account, including but not limited to reviewing, modifying, renewing, or collection of your account.

3. You authorize us to contact you via email regarding the status of your credit card application.

4. If this application is accepted and the credit card issued, you agree to pay all charges incurred.

5. FOR JOINT APPLICATIONS ONLY: By adding a second applicant, you intend to apply for joint credit. Joint applicants will receive a card.

I understand and acknowledge these terms.

Do you have another applicant?

Yes

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Funding later may delay account activation

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Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

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Please complete the account funding to activate your account.

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Fund Later

Funding later may delay account activation

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Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?

Total Deposit

Funding Options

Not Funding At This Time

Transfer From Another Financial Institution (max $500,000.00)

Internal Transfer

By checking this box, I hereby authorize First Bank & Trust to fund my new account according to the specified initial deposit amount and means of funding provided above.

I understand that if I choose to fund my new account with funds from another financial institution, I certify and agree to the following ACH Authorization and Agreement:

You are the owner of the funding bank account number provided. The funding bank account is a consumer account and you are authorized to make withdrawals from it without the approval or participation of anyone else. You authorize First Bank & Trust to initiate debit entries to your funding account for micro-deposit verification and one time account funding associated with your online application. You agree that the origination of ACH transactions to and from your account must comply with the provisions of U.S. Applicable Law and the National Automated Clearing House Association's (NACHA) Operating rules. You authorize First Bank & Trust to verify your account ownership by using a micro-deposit process. First Bank & Trust will deposit 2 small micro-deposit amounts into your funding account. Two to three business days later you will check the funding account for the micro-deposit amounts and then log back in to the Online Application Center to validate both deposit amounts. If you successfully validate both micro-deposit amounts, First Bank & Trust will initiate the one time account funding through ACH. Please be aware the micro-deposit amounts will be withdrawn from your funding account.

A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Review and Submit

Branch Selection

Credit Card Information

Additional Loan Information

Applicant Information

Applicant Contact Information

Address

Your Identification

Your Secondary Identification

Financial Information

Previous Employment Information

If I am not approved for the above loan product,

I wish to continue opening my account. I don't wish to continue opening my account.

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Available Products

Checking Savings Certificate Account

easyGROW Checking

MOST POPULAR PRODUCT. A FREE account that rewards you with interest and ATM fee refunds when three qualifications are met each cycle. Learn more.

Limit one account per primary account holder.

Min Deposit: $100.00

Real Deal Checking

A great FIRST checking account for teens and young adults under the age of 25! It’s FREE checking, with digital banking conveniences and amazing extra perks. Learn more.

Free Checking

This FREE account provides both economy and convenience, allowing you to add the features you want. Learn more.

Savings

Putting money away, little by little, can really add up. If you’re looking to save over time and accrue some interest, First Bank & Trust’s savings account is a great place to start. Learn more.

Max APY: 0.05% Min Deposit: $50.00

12 Month Liquid CD

Perfect if you want a great rate, but want the option to move your money later! This Liquid CD allows for up to 4 withdrawals during the 12-month term*. Learn more.

*$5000 minimum deposit is required to open. Must maintain a minimum balance of $1000 in the account each day to obtain the disclosed Annual Percentage Yield (APY). If the balance falls below $1000, the account will close. Penalty for withdrawal within the first 6 days of opening the account but allows up to 4 withdrawals within the term of the CD. Each withdrawal must be a minimum of $1000 and must occur more than 6 days following the previous withdrawal.

Max APY: 4.25% Min Deposit: $5,000.00

12 Month CD

Open with as little as $100. A safe investment strategy with competitive fixed rates. Learn more.

Must maintain a minimum balance of $100 in the account each day to obtain the disclosed Annual Percentage Yield (APY).

Max APY: 1.50% Min Deposit: $100.00

APY (Annual Percentage Yield)

	Interest Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.25%	4.25%	$1,000.00	$5,000.00	N/A
.	4.25%	4.25%	$1,000.00	$5,000.00	N/A

Credit Card Information

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Monthly Expenses

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Funds Pending

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