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Almost Done

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Driver's License Scan

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Review and Submit

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Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
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Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

If I am not approved for the above loan product,
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Available Products
Primary Savings

Begin your HRCU membership by opening and maintaining this account! *Primary Savings is required to maintain a membership at HRCU, with no monthly maintenance charge.

APY: 0.05% Min Deposit: $5.00

Regular Checking

HRCU's regular checking account is a competitive, interest bearing account that provides you with access to a wide variety of convenient benefits and services.

APY: 0.10% Min Deposit: $100.00

Free Checking

With HRCU's Free Checking account you will have access to all the same competitive products and services that come with HRCU's Regular Checking PLUS the freedom of having no monthly low balance fee!

55+ Checking

For our Members 55 and older, we have designed a checking account with you and your needs in mind. The 55+ Checking Account has no monthly maintenance charges or minimum balance requirements with many other benefits to enjoy.

Hero Checking

HRCU values first responders, the military and veterans, that's why we have designed an account tailored to the needs of our Hero Members. Note; Proof of association will be required.

APY (Annual Percentage Yield)
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
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