I/We have read and consent to the Credit Card Disclosure.

I/We understand that the amount I am pre-approved for is calculated using the information in my application, and may change after further review based upon submitted documentation, and program underwriting criteria.

I/We acknowledge that all applicants give their individual intent to apply for joint credit and understand that if we have not and this application is submitted, the application may not be accepted for review by the credit union.

If the primary applicant on the application does not have an open membership, HFCU reserves the right to reopen a previously closed Share Savings Account and make the required minimum $5 deposit on your behalf, or restrict access to your credit limit until a primary membership and associated Share Savings Account is opened.

I/We have read and consent to Patriot Act, Membership Disclosures, Fee Schedule, Policies, and Current Rates.
Policies
Savings Rates
Claims and Disputes

I/We am applying for a Harvard Federal Credit Union Debit MasterCard or ATM Card.  I/We understand this is not a credit card and that the dollar amount of the purchases made will be deducted from my Harvard FCU checking account only. I/we authorize Harvard FCU to verify the information provided and to request a credit report if necessary.  The Harvard FCU Debit MasterCard is available for qualified customers only.  Other requirements apply.  I/We agree to be bound by the terms and conditions covered in the appropriate Disclosure Statement and Cardholder Agreement.

I/We understand that it is a federal crime to willfully and deliberately provide incomplete or incorrect information on account applications made to Federal Credit Unions or State Chartered Credit Unions insured by NCUA.  I/We acknowledge that all applicants within this application give their individual intent to apply for joint membership and understand that if we have not and this application is submitted, the application may not be accepted for review by the credit union.