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Application Cancelled

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Almost Done

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Please complete the account funding to activate your account.
Funding later may delay account activation

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Funds Pending

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Almost Done

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Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

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Funds Pending

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Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

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Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Please answer the following question(s)
Would you like to setup automatic payment?*
Would you Like to have electronic statements? *For members overseas will be required to have electronic statements.*
Do you have a direct deposit of your salary in your accounts at the IDB Global FCU?*
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Document Upload Source Selector

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Document Upload Source Selector

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Additional Applicant Information

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About Your Additional Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.


Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Upload Documents

Thank you for selecting IDB Global Federal Credit Union for your loan application. To expedite your application, kindly provide the requested information, including details from your co-signer if applicable. Read the following 4 steps.

 

1. Share/Savings Account Requirement:

  • All applicants must have a primary savings account to apply for loans.

2. Income, Identification, and Asset Documentation:

IDB/IDB Invest Staff, and Salary Employed members:

  • Last 2 months' pay stubs. (Can be semi-monthly, Bi-weekly, or monthly).
  • ?Verification of Employment with annual salary gross income. If your new IDB or IDB Invest staff a copy of your new contract.
  • Copy of G4 Visa, current US Driver’s License, or Passport.
  • If required, include a copy of your Social Security card.
  • Assets, if required, provide a copy of your last 2 months' bank statements.

IDB/IDB Invest Consultants:

  • The last 2 years' contracts with the IDB or IDB Invest or another multilateral.
  • Copy of G4 Visa, current US Driver’s License, or Passport.

Retirees:

  • Letter from Human Resources indicating a current annual pension, or the 1099-R form provided by the IDB (for retirees).
  • Last 2 pension stub statements.
  • Social Security Income, annuities (if applicable).
  • Copy of current US Driver’s License, or Passport.

Self-Employed:

  • The most recent last 2 Years' Tax Returns.
  • Profit and Loss, if required by Loan Officer.
  • Copy of current US Driver’s License, or Passport.

3. Additional Information Requirements:

For Home Equity Line of Credit:

  • Copy of the last mortgage statement (first and second mortgages).
  • Copy of hazard/homeowner’s insurance policy or HO6 insurance (for condos).
  • Copy of your recent property tax assessment.

For Vehicle Loans:

  • New car: Dealer purchase order, VIN number, mileage, or odometer disclosure.
  • Used car: Sales contract, VIN number, mileage or odometer disclosure, Payoff letter (if refinanced or lease purchase), Carfax Report.  Bill of sale if third-party purchase.
  • Copy of title if applicable.
  • Insurance policy adding IDB Global FCU as Loss Payee / Lien holder.

For Educational Loans:

  • Annual tuition for each dependent enrolled for the next year.
  • Room and board breakdown.
  • Copy of lease agreement (if a student living off-campus).

4. Submitting Information:

You can provide your documents through:

  • Upload your documents as a PDF file in the loan application.
  • Send it by Email: CU.Lending@idbglobalfcu.org.
  • Send it by Fax: 888-919-0688.
  • Stop by in-person drop-off at the lending department.

 

IMPORTANT: These requirements streamline the documentation process for different loan types. Our standard processing time is 24 to 72 hours after receiving all required information, for Home Equity loans, the process may take up to 2 weeks due to the appraisal report. Thank you for your cooperation, and we look forward to assisting you. Upload your documents by doing a click on the green circle below. 



 


Co/Joint Declarations
1. Have you ever been declared bankrupt or filed a petition for chapter 7 or 13?
2. Have you any outstanding judgments?
3. Are you a party to a lawsuit?
4. Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years?
5. Are you a Co-maker, Co-signer or Guarantor on any loan?
6. Have you ever had credit in any other name?
7. Are you obligated to make Alimony, Support or Maintenance Payments?

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Authorized User Information

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Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible for the repayment of all debts on the account, including all transactions made by authorized users.

One-Time Passcode

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One-Time Passcode

One-Time Passcode

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