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Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I live, work, worship, or attend school in one of the following areas
I am a family member or live in the same household as a current Signal member
Family Member NameFamily Member Phone Number
As a benefit of my current employer or association
I am a resident or employee of Leisure World of Maryland
I am opening a mortgage loan with Signal Financial
I am opening a manufactured home loan with Signal Financial
Make a $5 donation through the Signal Financial Charitable Foundation.
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Membership Savings
Our Membership Savings account holds $5, which represents your membership with the Credit Union. These funds will remain separate from your available savings balance for the duration of your membership.
APY: 0.03% Min Deposit: $5.00
You may select one of the following products
Available Products
Signal Smart Checking
Signal Smart Checking is our checking account that allows you to earn dividends on your monthly balance and reward points with every debit card transaction. No minimum balance or transactions required. Learn More
APY: 0.00%
Signal Smart Savings
Signal Smart Savings is our high-yield savings account that will have you earning more from a high dividend rate without having to do more. Learn More
APY: 1.26%
Holiday Club
Our Holiday Club offers you a way to save and earn a fixed dividend rate with funds you specifically set aside for that special gift. Learn More
APY: 0.03%
Vacation Club
Our Vacation Club offers you a way to save and earn a fixed dividend rate with funds you specifically set aside for that special trip. Learn More
APY: 0.03%
Money Market
The perk of check-writing with the higher dividend rate of a savings account. Learn More
APY: 0.00%
3 Month Certificate
APY: 0.02% Min Deposit: $500.00
6 Month Certificate
Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates. Select your term. Learn More
APY: 3.56% Min Deposit: $500.00
12 Month Certificate
Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates. Select your term. Learn More
APY: 4.08% Min Deposit: $500.00
18 Month Certificate
APY: 3.87% Min Deposit: $500.00
24 Month Certificate
Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates. Select your term. Learn More
APY: 3.77% Min Deposit: $500.00
30 Month Certificate
APY: 0.25% Min Deposit: $500.00
36 Month Certificate
Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates. Select your term. Learn More
APY: 3.82% Min Deposit: $500.00
48 Month Certificate
Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates. Select your term. Learn More
APY: 3.92% Min Deposit: $500.00
60 Month Certificate
Signal Smart Share Certificates allow you to do more with your hard-earned money and lock in a fixed dividend rate, ensuring even more return on investment, no matter how the market fluctuates. Select your term. Learn More
APY: 3.98% Min Deposit: $500.00
72 Month Certificate
APY: 4.08% Min Deposit: $500.00
Signal Smart Plus
Included Products
Signal Smart Plus Checking
Signal Smart Plus Checking is the checking account for Signal Smart Plus members. Paired with Signal Smart Plus Savings, you’ll receive more Signal perks. Learn More
APY: 0.03%
Signal Smart Plus Savings
Signal Smart Plus Savings is our high yield savings account that lets you earn more without having to do more and earns you even more Signal perks. Learn More
APY: 2.53%
APY (Annual Percentage Yield)
Your Selected Products
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How did you hear about us?
If you selected "Other" in the question above, please explain.*
If you selected Social Media, please indicate which platform.*
Please select which event / festival you attended.*
How did you hear about this loan product?
Would you like extra protection for your loan? Optional Debt Protection may cancel your loan balance or payments in case of a covered life event. Would you like more information from your lender
about Debt Protection?*
Would you like to add a Joint Owner?*
Is the joint owner an existing Signal member?*
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
You promise that everything you have stated in this application is correct to the best of your knowledge, and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a crime to willfully and deliberately provide incomplete or incorrect information in this application.
Some laws require that we send certain notices, disclosures, and communication in paper form unless we obtain your consent to send such notices and communications electronically. You have the right to request paper copies of notices, disclosures, communications, or applications at any time (fees may apply when applicable). You agree to, as allowed by law, accept notices, disclosures, communications, and applications in electronic form. As part of this, you agree to allow the use of electronic signatures to take place of your written signature and you agree that your electronic signature is just as binding as a written signature.
In instances when written notice is required to be sent by Signal Financial FCU, or to be received by Signal Financial FCU as applicable by law, these written notices will be required and will not be provided or accepted in electronic format. As the law changes this document will be applicable to any and all documents allowed now and in future to be delivered and accepted electronically.
If you are applying for a credit card, you understand that the use of your card will constitute acknowledgment of receipt and agreement to the terms of the Consumer Credit Card Agreement and Disclosure.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
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Authorized User Information
Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes
to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible
for the repayment of all debts on the account, including all transactions made by authorized users.
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