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Funding later may delay account activation

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Funding

Your funds will not be transferred until all of your accounts are approved.

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A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

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Credit Card Information
Additional Loan Information
Applicant Information
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Address
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Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I live, work or go to School in one of the following Florida counties: Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Nassau, Putman, St. Johns, or Union.
I am a(n) Active or Retired employee of a company providing telecommunications services. including AT&T and Comcast.
I am a relative of a current member. Please type their name into the following space
If I am not approved for the above loan product,
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Available Products
SUMMER SAVINGS

Min Deposit: $5.00

REGULAR SAVINGS

The Regular Savings account is your “share” in 121 Financial — your membership. A $5 minimum deposit is required to open and maintain it.

Min Deposit: $5.00

RESERVE SAVINGS

This account is where you can stash money for emergencies, or planned events such as weddings, anniversaries, trips, etc. You can make deposits at any time, or you may have money alotted with each paycheck.

HOLIDAY SAVINGS (OCTOBER)

Funds in this share are distributed on October 1st. Withdrawals made anytime other than October 1st will result in a penalty fee. Please refer to the Fee Schedule for current amount.

HOLIDAY SAVINGS (NOVEMBER)

Funds from this share are distributed on November 1st. Withdrawals made anytime other than November 1st will result in a penalty fee. Please refer to the Fee Schedule for current amount.

FREE CHECKING

This is our No Frills Checking Account. You will have access to over 30,000+ Nationwide, Surcharge-Free ATMs, Free withdrawals at Publix Presto! ATMs, and Free access to more than 5,600 shared branches.

Min Deposit: $25.00

RIGHT CHOICE CHECKING

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Min Deposit: $25.00

RIGHT CHOICE PLUS CHECKING

Right Choice Plus Checking is also loaded with valuable benefits designed for all your needs. You will enjoy all of the benefits of the right choice checking account plus you will have the opportunity to earn higher interest, free checks at account opening, and more. Detailed Fee Schedule.

Min Deposit: $25.00

03 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

06 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

12 MONTH RIGHT COURSE CD

The Right Course Certificate gives you the option to “grow” a certificate with the ability to add deposits at any time during the certificate term. The minimum deposit to start is $10. It’s the perfect Certificate to get started with savings. Early withdrawal penalties apply. See our Truth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $10.00

12 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

24 MONTH RIGHT COURSE CD

The Right Course Certificate gives you the option to “grow” a certificate with the ability to add deposits at any time during the certificate term. The minimum deposit to start is $10. It’s the perfect Certificate to get started with savings. Early withdrawal penalties apply. See our Truth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $10.00

24 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

36 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

48 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

60 MONTH CD

Our certificates make you money with competitive compounding interest. The standard certificate requires a $500 minimum deposit. Early withdrawal penalties apply. See ourTruth-In-Savings - Term Certificate Disclosure for details.

Min Deposit: $500.00

MONEY MARKET

Money Market Accounts earn higher interest rates than other savings accounts, and give you access to your money when you need it.

PREMIER MONEY MARKET

If you have $50,000 or more to deposit, use this higher-rate account to earn the most you can. You still have access to funds with the peace of mind that you’re getting the best return on those that remain in the account.

APY (Annual Percentage Yield)
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Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the “I Agree” button in order to submit your application.

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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Authorized User Information

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Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible for the repayment of all debts on the account, including all transactions made by authorized users.

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