For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Apple Pay button
Funding later may delay account activation

Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

CU logo

Funds Pending

CU logo

Almost Done

CU logo
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

Congratulations

CU logo

Funds Pending

CU logo

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

CU logo
Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I live, work, worship or attend school in the following County:
I live, work, worship or attend school in...
I am an immediate family member of a CURRENT member defined as:
I am an immediate family member of a CURRENT member
I am an employee of the credit union or the immediate family member of an employee of the credit union.
I am retired as a pensioner or annuitant from any employment in the following County:
I am retired as a pensioner or annuitant
I regularly conduct business (at least quarterly) in the following County:
I regularly conduct business (at least quarterly) in
I have made a donation to the Rays of Hope Foundation.
If I am not approved for the above loan product,
Remove Product
Required Products
Select at least one of the following products required for membership
Regular Share

The regular share savings account is your primary account that is required to be a member with Radiant. You must maintain your $5.00 membership par value in this account.

Min Deposit: $5.00


You may select one of the following products
Available Products
FREE Checking

You'll find that a Radiant CU share draft ("checking") account is similar to a bank checking account, but with even more benefits and features.

APY (Annual Percentage Yield)
Please answer the following question(s)
Are you interested in a credit card with a rewards program?*
Will you be making a cash advance on this card?
Would you like to receive text messages when a decision has been reached for your application?
Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Fund via Internal Fund

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another financial institution

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Document Upload Source Selector

close
Document Upload Button
Document Capture Button

Document Upload Source Selector

close
Document Upload Button
Document Capture Button

Additional Applicant Information

`
CU logo
About Your Additional Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Use this to upload supporting documentation for your application such as a buyers order, statements, paystubs, etc. 

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Authorized User Information

CU logo
Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible for the repayment of all debts on the account, including all transactions made by authorized users.

One-Time Passcode

CU logo
One-Time Passcode

One-Time Passcode

CU logo
One-Time Passcode

Authentication Questions

CU logo
Authentication Questions

Co-Authentication Questions

CU logo