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Application Cancelled

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Almost Done

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Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation

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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Review and Submit

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Funding

Your funds will not be transferred until all of your accounts are approved.

How much do you want to deposit?
A minimum deposit of $0 in your Account is required to fund your Secured Credit Card. Please enter the amount that you wish to deposit and secure on your new card.

Review and Submit
Credit Card Information
Additional Loan Information
Applicant Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility

Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.

I live, work, attend school, or worship in Washington State.
I have a family member who lives, works, attends school, or worships in Washington State or am related to an existing Member of the Credit Union.
I am an existing member of the Credit Union.
If I am not approved for the above loan product,
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Required Products
Select at least one of the following products required for membership
Primary Savings

Become a Kitsap Credit Union Member today!

Min Deposit: $0.00


You may select one of the following products
Available Products
Other Savings

Choose from a variety of great savings products designed to minimize fees while providing competitive rates.

Min Deposit: $25.00

Holiday Savings

This savings account helps you save for the holidays, the total balance will be transferred to your designated account on November 1st, just in time for holiday shopping!

Min Deposit: $25.00

Gold Checking

Get an extraordinary 3.303% APY on your checking account for doing things you are probably already doing!
* Limit of one Gold Checking account per KCU member.

Min Deposit: $25.00

Classic Checking

This no frills, free, everyday checking account allows for easy money management.

Min Deposit: $25.00

Money Market

Take advantage of higher returns on your larger deposits. Access your funds any time through online banking, checks, or unlimited in-person withdrawals.

Min Deposit: $1,000.00

6 Month Share Certificate

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APY: 4.85% Min Deposit: $500.00

1 Year Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 3.00% Min Deposit: $500.00

1 Year Bump Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 3.00% Min Deposit: $500.00

1 Year Add On Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 3.00% Min Deposit: $500.00

18 Month Add On Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 3.00% Min Deposit: $500.00

2 Year Add On Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.75% Min Deposit: $500.00

2 Year Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.75% Min Deposit: $500.00

2 Year Bump Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.75% Min Deposit: $500.00

3 Year Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.50% Min Deposit: $500.00

3 Year Bump Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.50% Min Deposit: $500.00

4 Year Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.50% Min Deposit: $500.00

4 Year Bump Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.50% Min Deposit: $500.00

5 Year Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.50% Min Deposit: $500.00

5 Year Bump Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 2.50% Min Deposit: $500.00

6 Month Jumbo Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 3.00% Min Deposit: $50,000.00

1 Year Jumbo Share Certificate

Benefit from compounding interest while earning a higher rate of return than on a savings account.

APY: 3.00% Min Deposit: $90,000.00

APY (Annual Percentage Yield)
Please answer question(s) below
What led you to complete this application with KCU?
Do you have a Promo Code?*
Enter your promo code*
Would you like to save up to $36 a year and sign up for eStatements?*
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Protection that Matters

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products

Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?

Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.

Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?

MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.

Would you like more information about protecting your loan with GAP from your lender?

Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.

Would you like more information about Mechanical Repair Coverage from your lender?
Read, Sign and Submit

By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Transfer from another financial institution

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

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Document Upload Source Selector

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Additional Applicant Information

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About Your Additional Applicant
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information


Monthly Expenses


Optional: You may take a picture or upload a copy of your W2, last month Pay stub, Proof of homeownership, etc. This may help you speed up the application process.

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Authorized User Information

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Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible for the repayment of all debts on the account, including all transactions made by authorized users.

One-Time Passcode

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One-Time Passcode

One-Time Passcode

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One-Time Passcode

Authentication Questions

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