Ok
Credit Card Information
Credit Card Information
To verify your identity, please provide the following information:
We apologize for not being able to verify your information. Please contact your financial institution for further assistance.
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Applicant Information
Tell Us About Yourself
SSN IconLock
SSN IconQuestion
Reference Information
Secondary Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may upload a copy of your recent pay stub, proof of residence and/or driver's license. This may help you speed up the application process.
Almost Done
Almost Done
Please complete the account funding to activate your account.
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
Review and Submit
Funding
Your funds will not be transferred until all of your accounts are approved.
How much do you want to deposit?
Funding Options
Review and Submit
Branch Selection
Credit Card Information
Additional Loan Information
Applicant Information
Reference Information
Secondary Reference Information
Applicant Contact Information
Address
Your Identification
Your Secondary Identification
Financial Information
Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I live in:
I work in (or am retired from) a business in:
I am a relative of a current member
Relative's Full Name:Relationship to the Primary Member
I worship in:
I go to school in:
I am an employee, Board Member, or Supervisory Committee Member
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Primary Savings
Establish your Alltru membership by opening a Primary Savings account. This free savings account allows you to earn more on your savings than most other institutions, it also makes you a member of the credit union! Click Here for features and benefits
APY: 0.05% Min Deposit: $1.00
You may select one of the following products
Available Products
Premium Checking
Premium Checking offers a competitive yield on balances, plus valuable perks like identity theft protection, cell phone protection, roadside assistance, and fuel savings for $8.00 per month (waived with a $15,000 balance).
Value Checking
Value Checking includes essential benefits such as identity theft protection, cell phone protection, roadside assistance and travel discounts for a low $5.00 monthly fee.
Basic Checking
Basic Checking provides standard banking features like a debit card, bill pay, and eStatements at no monthly cost but without the added perks of Premium or Value Checking.
Opportunity Checking
Take control of your finances with Opportunity Checking - designed for credit scores 550 or lower. This second-chance account helps you manage your money with powerful online tools and limited fees.
High Yield Online Savings Account
Make your money work harder with our competitive rate. Our High Yield Online Savings product offers no monthly fees and no minimum balance.
APY: 2.00%
RollUp Savings
Now, your debit card purchases can help you reach your savings goals. That’s right – with each purchase, we’ll round up to the next dollar and deposit the change into your RollUp Savings at the end of each day. 5.01%APY earned on the first $250. Balances over $250 will earn a rate of .10%
APY: 5.01%
Secondary Savings
Need to set aside savings for a special project or big purchase? Open a Secondary Savings to make saving easier. Click Here for features and benefits
APY: 0.05%
Holiday Savings
Make the holidays merrier with a steady yearlong savings strategy through Alltru's Holiday Club Account. By making regular deposits throughout the year, you can stress less knowing they have their holiday cash ready to access as the season quickly approaches. Funds become available mid-October and are automatically transferred into a member’s checking or savings account just in time for holiday shopping.
Money Market Savings
Money Market Accounts elevate your savings with a higher rate than Primary Savings. Rate varies by balance amount.
APY (Annual Percentage Yield)
Your Selected Products
Please answer the following question(s)
How did you hear about us?*
Do You Have A Promo Code?
Enter Your Promo Code
Were you referred by an Alltru employee?
Enter Your Referral Code
Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
There was a problem with your request
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
Additional Applicant Information
About Your Additional Applicant
SSN IconLock
SSN IconQuestion
Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may upload a copy of your recent pay stub, proof of residence and/or driver's license. This may help you speed up the application process.
One-Time Passcode
One-Time Passcode
Authentication Questions
Application Completed
reCAPTCHA Verification Failure
We encountered a problem and cannot process your application at this time.
Error: E-004
Error: E-004
Error
product limits exceeded for credit cards.
There was a problem with your request
Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.