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Applicant Information
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Optional: You may upload a copy of your recent pay stub, proof of residence and/or driver's license. This may help you speed up the application process.
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Protection Product Information
Optional Protection
Select the products you'd like to review further. You'll have a chance to discuss in detail when finalizing your loan.
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Funding
Your funds will not be transferred until all of your accounts are approved.
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Funding Options
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Branch Selection
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Additional Loan Information
Applicant Information
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Previous Employment Information
Eligibility
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
I live in:
I work in (or am retired from) a business in:
I am a relative of a current member
Relative's Full Name:Relationship to the Primary Member
I worship in:
I go to school in:
I am an employee, Board Member, or Supervisory Committee Member
If I am not approved for the above loan product,
Required Products
Select at least one of the following products required for membership
Primary Savings
Establish your Alltru membership by opening a Primary Savings account. This free savings account allows you to earn more on your savings than most other institutions, it also makes you a member of the credit union! Click Here for features and benefits
APY: 0.05% Min Deposit: $1.00
You may select one of the following products
Available Products
Value Checking
Value Checking includes essential benefits such as identity theft protection, cell phone protection, roadside assistance and travel discounts for a low $5.00 monthly fee.
Premium Checking
Premium Checking offers a competitive yield on balances, plus valuable perks like identity theft protection, cell phone protection, roadside assistance, and fuel savings for $8.00 per month (waived with a $15,000 balance).
Basic Checking
Basic Checking provides standard banking features like a debit card, bill pay, and eStatements at no monthly cost but without the added perks of Premium or Value Checking.
Opportunity Checking
High Yield Online Savings Account
Make your money work harder with our competitive rate 8x higher than the national savings average. Our High Yield Online Savings account offers no monthly fees and no minimum balance. Click Here for features and benefits
APY: 2.00%
RollUp Savings
Now, your debit card purchases can help you reach your savings goals. That’s right – with each purchase, we’ll round up to the next dollar and deposit the change into your RollUp Savings account. Click Here for features and benefits
Secondary Savings
Need to set aside savings for a special project or big purchase? Open a Secondary Savings account to make saving easier. Click Here for features and benefits
APY: 0.05%
Holiday Savings
Make the holidays merrier with a steady yearlong savings strategy through Alltru's Holiday Club Account. Save throughout the year and then your funds will be automatically transferred to your checking account in October. Click Here for features and benefits
Money Market Savings
Money Market Accounts elevate your savings with a higher rate than Primary Savings. Rate varies by balance amount. Click Here for features and benefits
APY (Annual Percentage Yield)
Your Selected Products
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Were you referred by an Alltru employee?
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Protection that Matters
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Read, Sign and Submit
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
Additional Applicant Information
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Optional: You may upload a copy of your recent pay stub, proof of residence and/or driver's license. This may help you speed up the application process.
About Your Additional Applicant
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Reference Information
Contact Information
Current Physical Address
Identification
Financial Information
Monthly Expenses
Upload Documents
Optional: You may upload a copy of your recent pay stub, proof of residence and/or driver's license. This may help you speed up the application process.
Authorized User Information
Authorized Users
Authorized users can make purchases with the card. However, they are not the primary account holder and cannot make changes
to the account, such as requesting a credit increase or adding more authorized users. Primary account holders are responsible
for the repayment of all debts on the account, including all transactions made by authorized users.
Application Completed
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Notification
Loan Submission Cancelled
We're sorry you have declined to use our automated prequalification system. If you prefer, please come to our offices to apply or call our Consumer Loan Department and a loan representative will be happily ready to assist you.
If you decide you would like to go through our instant decision process, please click on the following link to return to your application summary page and submit the application for decisioning.