We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Nassau Financial Credit Union 2575 Hempstead Turnpike Ste 300 East Meadow, NY 11554 |
|
APPLICATION AND SOLICITATION DISCLOSURE VISA PLATINUM/VISA PLATINUM PLUS/VISA SECURED |
|
Interest Rates and Interest Charges | |
Annual Percentage Rate (APR) for Purchases |
Visa Platinum 1.75% Introductory APR for a period of 12 billing cycles. After that, your APR will be 7.75% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. VISA Platinum Plus 1.75% Introductory APR for a period of 12 billing cycles. After that, your APR will be 8.75% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured 9.49% This APR will vary with the market based on the Prime Rate. |
APR for Balance Transfers | Visa Platinum 0.00% Introductory APR, for qualifying members, for a period of 12 billing cycles. After that, or if you do not qualify for the Introductory APR, your APR will be 7.75% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. VISA Platinum Plus 0.00% Introductory APR for a period of 12 billing cycles. After that, your APR will be 8.75% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured 9.49% This APR will vary with the market based on the Prime Rate. |
APR for Cash Advances | Visa Platinum 7.75% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. VISA Platinum Plus 8.75% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa Secured 9.49% This APR will vary with the market based on the Prime Rate. |
Penalty APR and When it Applies | Visa Platinum 17.90% VISA Platinum Plus 17.90% Visa Secured 17.90% This APR may be applied to your account if you: - Make a late payment. How Long Will the Penalty APR Apply? If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due. |
How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
Fees | |
Annual Fee | |
- Annual Fee | None |
Transaction Fees | |
- Balance Transfer Fee | 3.00% of the amount of each balance transfer |
- Cash Advance Fee | None |
- Foreign Transaction Fee | 1.00% of each transaction in U.S. dollars |
Penalty Fees | |
- Late Payment Fee | Up to $25.00 |
- Over-the-Credit Limit Fee | None |
- Returned Payment Fee | Up to $25.00 |
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus