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Applicant Information
Monthly Expenses
Please upload your income document such as 2 most recent paystubs, retirement/pension statement, social security benefit award letter for current year, last 2 years of tax return statements (if self employed)
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Your funds will not be transferred until all of your accounts are approved.
Because membership is required to take advantage of this wonderful loan product, please tell us how you qualify for membership.
A $5 minimum balance and $10 membership fee is required for a main share Democracy FCU membership.
APY: 0.05% Min Deposit: $15.00
Our checking account offers no minimum balance and LOTS of FREE services! Such as, FREE Visa® Check Card, FREE Online Banking, FREE Bill Pay, FREE Phone Banking and FREE Monthly eStatements.
Kasasa Cash is more than a free checking account. It’s high rates and awesome rewards. Line your pockets with monthly payouts, on top of free checking and no minimum balance required to earn the rewards. We’ll also pay back your ATM fees nationwide.
Combine your Kasasa Cash checking account with a Kasasa Saver to maximize your money and the awesome perks of these accounts.
Once you’ve opened your Kasasa Cash Back Checking, open a Kasasa Saver savings account to automatically save your cash back on debit card purchases to your Saver account
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is available for most loan products
Would you like more information about protecting your loan payment or balance with Credit Life and Credit Disability Insurance from your lender?Debt Protection is available with most loans by the credit union. It is designed to cancel your loan payment or balance, up to the contract maximums, if a protected life event occurs. Available package options will include one or more of the following life events: Life, Disability or involuntary unemployment.
Would you like more information about protecting your loan payment or balance with Debt Protection from your lender?MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) is an optional protection product made available by the credit union. In the event of a total loss, GAP is designed to cancel the difference between your primary insurance settlement and the outstanding loan balance, up to the contract maximums. For more information, call or visit the credit union.
Would you like more information about protecting your loan with GAP from your lender?Mechanical Repair Coverage can help you limit the cost of covered vehicle breakdowns.
Would you like more information about Mechanical Repair Coverage from your lender?Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Additional Applicant Information
Monthly Expenses
Please upload your income document such as 2 most recent paystubs, retirement/pension statement, social security benefit award letter for current year, last 2 years of tax return statements (if self employed)